AtPay Introduces ‘Buy Now Pay Later’ Crypto and Blockchain Integration


The explosive development of the eCommerce trade has launched shoppers from all around the world to a number of methods to buy their favourite merchandise whereas saving each money and time. With the mixing of choices like cryptocurrencies and Purchase Now, Pay Later (BNPL), each clients and retailers are uncovered to further advantages.

Sadly, although, not many eCommerce platforms provide their shoppers these advantages, and that’s the reason @Pay ( was launched.

What’s @Pay?

@Pay is Sydney-based decentralized finance (DeFi) platform that creates distinctive fee options for customers, retailers, and , empowering clients to shortly entry merchandise they want whereas nonetheless sustaining whole management over their funds.

Based in 2020, @Pay is a comparatively new platform out there, however that doesn’t cease the agency from offering shoppers with progressive providers, turning into a first-of-its-kind platform incorporating three rising markets — Purchase Now Pay Later (BNPL), cryptocurrency, and blockchain technology.

With it, clients can entry a variety of fee choices, purchase important value financial savings, and earn rewards whereas procuring. The platform can be supported by its native cryptocurrency, @Pay tokens that enables holders to take part within the governance of the protocol.

@Pay Options

@Pay provides its shoppers a singular ecosystem, which makes it stand out amongst its rivals. A few of its options embody:

Purchase Now Pay Later

The platform permits customers to purchase no matter merchandise they like with the choice of paying later with out being charged any curiosity or late charges.  The compensation is cut up into 4 components payable over three months for purchases made each on-line and in-store.

Nonetheless, @Pay expenses customers a $6 account conserving and administration charge each month till the complete fee is made.

Crypto Cost Choices

@Pay clients can store and pay for services with any accepted crypto asset through their @Pay pockets.

This function permits crypto holders to make the most of their digital belongings of their on a regular basis procuring actions, thus driving the mainstream adoption of cryptocurrencies.

@Pay Reward Program

@Pay gives a reward program that ensures all contributors to the platform derive most profit. The platform provides customers @Pay governance tokens once they promptly full their repayments.

The @Pay governance tokens can be utilized in quite a lot of methods, resembling shopping for into a better credit score restrict, serving as a foreign money to buy services from retailers on the platform, and with the ability to vote on sure outcomes that may form the way forward for the @Pay ecosystem.

Customers may also stake their crypto belongings, resembling Bitcoin, with @Pay, and earn rewards on the quantity staked. This reward program ensures that customers get to earn whereas having an exhilarating procuring expertise.

Entry to World eCommerce Markets

@Pay customers additionally take pleasure in the good thing about procuring from 1000’s of on-line and offline shops through the platform. Clients can select from the wide range of shops offered by the platform to make their purchases.

Who Can Use @Pay?

There are two classes of individuals concerned within the @Pay ecosystem – the purchasers (shoppers) and the retailers.


This group of customers on the @Pay platform can take part in numerous actions, together with:

Store and Earn Rewards

Utilizing @Pay, verified clients should buy each on-line and in-store from any of the accepted retailers on the platform.

On the checkout level, shoppers have the choice of paying with fiat, crypto of their @Pay wallets, or the BNPL function.

They obtain rewards within the type of @Pay tokens once they full repayments, which will also be used for later purchases or achieve entry to increased buying limits.


Users can stake any accepted cryptocurrency utilizing the @Pay platform to earn a yield over a particular interval. They will additionally obtain @Pay tokens as bonuses and can be capable of maintain, stake, or switch their crypto belongings utilizing the @Pay pockets.


Retailers can use the @Pay platform to develop and increase their companies and for different actions, which embody:

Incentivizing Consumers

@Pay provides retailers an allocation of @Pay tokens, which they’ll use to incentivize their clients through promotions and different advertising campaigns.

Governance Tokens

Retailers may also use their allotted @Pay tokens to vote on initiatives that may form the way forward for the platform.

eCommerce Options

@Pay permits retailers to entry the $2.2 trillion and rising foreign money class, taking procuring options into the digital future.

Inarguably, remains to be comparatively new within the ecommerce trade, but it surely has managed to develop one thing that a number of long-standing platforms are but to do for each customers and retailers. Lastly, these seeking to benefit from the comfort of on-line procuring, making funds with their digital belongings, and benefiting from BNPL, can make the most of @Pay’s providers.

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