How To

How To Withdraw Money From Wema Bank without ATM Card


How to withdraw money from Wema bank without ATM Card

How To Withdraw Money From Wema Without ATM Card.

As for Wema Bank Customer or Client who do not have an ATM Card or probably may have forgotten it at home and need quick cash. This guide will put you through.

If you want to know how to use Wema Bank Cardless Withdrawal you are actually in the right place. You will be able to learn how to withdraw without ATM Card as fast as possible. Just follow the steps we are going to show you below.

We have got what it takes to give you the step by step information it is left for you to fill in the required details as well as the Wema Bank Transfer Codes that will enable you proceed with the need cashing out.


Moreover, there are some other things to be done with Wema Bank USSD Code as seen in this update. With either your smartphone or your button phone you will be able to use Wema Bank Cardless Withdrawal. Now proceed to check out the procedures and processes below.

How to Use Wema Bank Cardless Withdrawal

1. Simply dial *945*8*Amount#

2..Enter your ussd Pin code and follow the prompt message

3. Input the amount of money you want to withdraw.

4 Generate the transaction token code

5.Go to any Cardless enable ATM machine

How to Use Wema Bank Transfer Code


1. Simply dial *945*beneficiary account number*amount# example is this; ( *945*1234567890*20000#).

If you are sending to another number, you have to select the bank that you are sending money to from the list that will appear on your screen.

2. Proceed to check and confirm your recipient name and proceed.

3.Enter your USSD banking 4 digit PIN to authorize the transfer.

How to Check Wema Bank Account Balance
To check your account balance use the USSD codes below;

Simply dial *945*0# from your registered mobile phone number.

Note you may have a charge fee to enable you get SMS which has your account Balance

And the above is how to you can withdraw money from Wema Bank without ATM card
and also check your account balance.

Frequently Asked Questions On Wema Bank.


What is the new Name For Wema Bank?

ALAT also known as ALAT by Wema is a digital bank based in Nigeria. This is also another name for Wema Bank.

What Is The Full Meaning Of Wema Bank?

The full meaning of Wema Bank is Western Management Authority.

What Is The Requirements To Open A Wema Bank Account?

The requirements are duly completed account opening form including signature mandate card.
Copy of National ID card, Driver’s License, Voters ID or International Passport of the account holder.
1 passport photograph.
Copy of a utility bill (water, electricity, waste or telephone) issued within the last 3 months. And Address Verification.

What Is The Oldest Bank In Nigeria?


the First Bank of Nigeria Limited
FirstBank UK is a wholly owned subsidiary of the First Bank of Nigeria Limited (FBNL) An African bank with a rich heritage, established in 1894 as the first banking institution in Nigeria.

How much can a savings account hold in Nigeria?

It can hold UpTo 2million naira.

What Is The Maximum Amount In Wema Bank Account?

The maximum single deposit limit for this account is N100,000. And If you receive amounts more than this, you will need to upgrade your account to a Tier 3.

How Much Can A Tier 1 Account Hold?

Tier 1 accounts allow you daily transactions of N50,000 (yes, inflow and outflow) and the account can hold a total of N300,000. Tier 2 accounts allow you a daily transactions of N200,000 (that’s both inflow and outflow) and the account can hold a total of N500,000. A Tier 3 account is the best place to be.

What Is A Tier 3 Account In Wema Bank?

Now the tier 3 savings account is the highest form of savings account you can get in any Nigerian bank. It’s a savings account that allows you to deposit any amount at any time of the day, it does not go with a deposit limit, no deposit in tranches.

How Do I Upgrad My Wema Bank Account To Tier 2?

You can use any of the following below means of Identification

Employer’s ID, Town Union ID, Residential Estate ID, Association ID, Societies ID, Professional Group ID.
Valid e-tax clearance card.
Military/Paramilitary, NYSC, Government Parastatals ID.
A letter of identification from a local government Official.
The above can be used to upgrade your Wema Bank Account To Tier 2.

What Are The Benefits Of Wema Bank?

And with ALAT, Nigeria’s first fully digital bank, you can open an account and manage your money without ever going to a branch. Yes I said it right. This award-winning app also gives you access to exclusive group and personal savings, a free debit card, lifestyle benefits and up to 4% annual interest.
And with this app you can even get naira and dollar virtual cards and even loans.

And there are numerous benefits from Wema bank. If you are in the look out for save and win promo, they are always running it. As a dedicated clients/ customers you can win exciting gifts if you are lucky. And you can even win free data up to 5gb for browsing and lots of exciting gifts like money and cars.

Alat by Wema is bank on the go. You can get it by downloading in the Google play store or visiting any Wema Bank branch new year. You can use Alat by Wema in the comfort of your home.

And Alat by Wema runs a referral program which you can use and make money. You can refer your family, friends and others whom you can talk to and when they sign up and make deposit and start using the services then you start earning your referral commissions.

Then take a look at the overdraft and loans offered. You can get salary loan, Payday loans, business loans and so on. All available in Alat by Wema. Just give it a trial today as a new or existing customers.


You may also like how to withdraw money from GTBank Without ATM Card.


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