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PalmPay Review: All You Need To Know

Are you looking out for palmpay review? Or will you like to know anything at all about the palmpay app? Then, I welcome you to this post where I will be talking about palmpay review and you will get to know everything you need to about the palmpay app. Before I proceed, I will like to show you a glimpse of the headlines I will be talking about in this article.

What is Palmpay App All About?

Palmpay app is a digital finance management and transaction app which can be used to send money and receive money, pay bills, and carry out other VTU services like the purchase of airtime, data and exam pins.

The app was launched earlier 2019 and there has been a lot of updates made on the app since then. It is owned and managed by one of the top tech companies in Nigeria who goes by the name “TRANSSNET”.
In fact, the app has won the company a lot of both local and international awards since then.

Read Also: Branch App Review

How Does Palmpay App Work?

There are a lot of ways in which you can benefit using the palmpay be and they go thus:

  1. Sending and receiving of money
  2. VTU services.
  3. Affiliate Opportunity

Sending And Receival of Money With Palmpay App?

As the title implies… Basically, with the palmpay app, you can send money to people from anywhere in Nigeria. The money can be sent to the receiver’s bank account with zero or little charges.
I see this as an alternative to sending money using your bank because it’s clear their charges are very little compared to that of all banks in Nigeria.
All you need to do is to put in the receiver’s account number and their bank. The app will automatically display then name attached to the account and then you type in the amount you want to send and confirm the transaction by putting in your pin which would have been set while registering an account with them.
In order words, Palmpay app is a cool way to send and receive money easily from anywhere in Nigeria.

VTU Services With Palpay App

Just like you might have known when I mentioned the word VTU (i.e Virtual Top-Up)… What comes straight into your mind is airtime, data, and bills.

And that’s just it! With the palmpay app, you can easily purchase airtime or send it to friends, the same goes for data, and also bill payment. Their data plans are not so expensive… They are quite cheap and affordable and the most interesting part is that…

They will give you a discount on every purchase you make on the Palmpay app. Interesting right? Yeah… Let’s move on. I would have mentioned the percentage discount they give on every service but I won’t because this doesn’t have a regular or fixed value, it changes regularly. So, in case you will like to know, just keep reading as I still have a lot to teach you about the Palmpay app.

Palmpay App Referral Program (Affiliate Opportunity)

When we talk about Referral Program, what it simply implies is that it’s a simple trick being used by sites, apps or online platforms to make people who are already registered on their site or app, to invite other people and in compensation for that, such member gets a bonus. This could be money, point bonus which can be redeemed, or other bonuses e.g gift cards, Bitcoin, etc.
As a user of the Palmpay app, you will get as much as 300 palmpoints each time someone registers using your affiliate/referral link.
Once you are registered on the app, you will have a tab that indicates “earn rewards” on the app, and from there, you can copy and share your referral link to others.
The person you invite will be rewarded with 75 palmpoints upon their registration, and then another 75 palmpoints whenever they carry out any transaction using the palmpay app. And you will only earn your 300 palmpoints only after the person you referred has carried out any transaction using the app.

NOTE: 100 palmpoints is equivalent to NGN100.

This point can then be redeemed to money which can be sent to your local bank account, or used to carry out other transactions on the app.

Read Also: Piggyvest Review

How Legit is the Palmpay App?

The Palmpay App is a very Legit app to carry out financial transactions. The app has been great when it comes to customer support services. They are always available each time you have any issue, customers data are well encrypted and protected, and so far…

There has not been an issue with the app except little bugs which doesn’t even interfere with the normal functioning of the app. A bug is something general and present in just any app at all, even top apps like Facebook, Twitter, PayPal, etc do have bugs.

I wasn’t paid to write this neither do I have any connections with the company owning this app, this review is a result of all that I’ve seen and personally tested.

How Can I Register on Palmpay?

To sign up on palmpay, please follow the below-listed guide.

  1. Install the palmpay app on google play store and launch the app.
  2. Click on Login/Sign up and then the Sign-Up button
  3. Choose your country code and enter your phone number.
  4. Put in “47I94W” as your referral code.
  5. Click the agree button.
  6. Enter the verification code sent to your phone number and submit.
  7. And that’s all. Now, follow the instructions given to set up your palmpay account.

Read also: Chipper Cash Review

How Can I Fund My Palmpay Account?

  • Log in to your palmpay account.
  • Click the “fund” button at the top of your dashboard.
  • Enter the amount you want to fund and the description of the transaction and then click the “Next” button.
  • Click on the “select payment method” at the top of the page.
  • Choose an existing linked card or choose to use a new bank card.
  • Select your bank and enter your card information (i.e card number, expiration date, and CVV).
  • Click the “Next” button.
  • Now, click on “Pay” at the bottom of the page.
  • Enter your palmpay pin to verify your transaction.
  • You will now be redirected to your bank secure payment gateway to complete your transaction.
  • Enter the OTP sent to your phone number or email address and submit.
  • Click the “Complete” button
  • Now, your funding has been completed successfully and you will now be taken to your dashboard.

NOTE: You can always see your balance at the top of your dashboard.

Final Conclusions On Palmpay App Review.

Palmpay mobile app is a cool way to transact with customers, send money to friends and family, and also carry out other VTU services. You can also partake in their referral program to make a few thousand daily. Although in case you need a way to make a full-time income online, don’t hesitate to check out Mulabux, recharge and get paid, or fast2earn. You can also see how I make NGN200k+ monthly online.
I hope you’ve now been able to know all you need to, about the palmpay app in this palmpay app review of mine.

Have any questions? Please, drop them in the comments section below.

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